Building Ahead of Markets in Banking & Payments
20+ years at the edge of financial services — from community banking to DeFi infrastructure. I build the business model, not just the pitch deck. TradFi × DeFi × AI.
Research, analysis, and ventures at the intersection of traditional banking and digital assets.
A comprehensive comparative analysis of Wyoming's SPDI and Nebraska's DADI charters — the two state-level frameworks defining the future of U.S. crypto banking infrastructure.
Product architecture for a 16-module decentralized finance AI network built on DePIN principles. Available for advisory and fractional CPO/CTO engagements in fintech, crypto, and AI.
BNY, the world's largest custodian bank, just partnered with the Swift network to build a blockchain settlement layer. On Ethereum.
Solana just turned blockchain into middleware for TradFi.
'Crypto Banks' are back — but they're not what you might think.
I'm a fintech founder and venture architect with 20+ years at the intersection of traditional banking, payments, and emerging digital asset infrastructure. My work spans community banking, DeFi protocol design, stablecoin infrastructure, and AI-driven financial systems.
My approach is operational, not theoretical. I've built the business models, the regulatory frameworks, and the product architectures — not just the decks that describe them. If you're building in the space where TradFi meets DeFi, I understand the friction on both sides of that wall.
Currently available for advisory board seats, fractional CTO/CPO engagements, and strategic consulting retainers in fintech, crypto/Web3, and AI.
Available for advisory board seats, fractional CTO/CPO roles, and strategic consulting engagements.